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Is House Hacking Residential or Commercial?
Any property with more than 4 residential units is considered commercial property, so you can not use traditional financing
Barb Deggans
Jun 4, 2024


Not Approved for a Mortgage?
If you've been denied a mortgage, you may feel like there's no hope for you to ever own your own home. Well, don't despair. There are...
Barb Deggans
Nov 30, 2022


Mortgage Monday: Low Rates and Rising Income Boosted Home Price Growth in January
CoreLogic's chief economist Dr. Frank Nothaft said, "January marked the third consecutive month that annual home price growth accel
Jann Swanson
Mar 9, 2020


Mortgage Monday: Understanding Escrow Accounts
An escrow shortage is when there is a negative balance in the escrow account and not enough money to pay your bills plus maintain the requir
Brandon Harrell
Feb 24, 2020


Mortgage Monday: Practical Uses for Your Tax Refund
Make a down payment on a house
If you are considering buying a house, this could be an excellent time! Use your tax money toward a down paym
Brandon Harrell
Feb 10, 2020